Personal Banking > Checking Products

Free Checking (Non-Interest)
Advance Bank’s free checking account is a classic checking account. There is no interest earned on the account. No minimum balance is required and there are no monthly fees.

• Low minimum deposit of $25 to open your account
• No minimum balance requirement
• No monthly maintenance fee
• Unlimited check writing
• Overdraft privilege available for qualified applicants
• Non-Interest Bearing account
• No per check charges
• Visa Check card for your convenience
• 7 day/24 hour ATM access
• Monthly statement of account activity
• The safety and security of FDIC insurance

NOW Checking
Advance Bank’s NOW Checking account is an interest bearing checking account. You can see the funds in your account grow because you earn interest from the day of deposit to the day of withdrawal.

• Low minimum deposit of $25 to open your account
• Minimum daily balance of $500 required to avoid maintenance and per item fees
• Minimum daily balance above $2,500 earns maximum disclosed annual percentage yield
• When daily balance falls below $2,500, lower disclosed yield for those days will be paid
• Interest compounded daily and credited to your account monthly
• Overdraft privilege available for qualified applicants
• VISA Check card for your convenience
• 7 day/24 hour ATM access
• Monthly statement of account activity
• The safety and security of FDIC insurance

Senior Checking (Non-Interest)
Age ought to count for something. Advance Bank’s Senior Checking account is available to our customers age 55+. With Senior Checking you receive your first order of checks at no charge to you, free travelers checks and free notary services.

• Low minimum deposit of $25 to open your account
• Direct Deposit of Social Security, payroll or retirement check required
• No minimum balance requirement
• No monthly maintenance fee
• No per check charges
• Unlimited check writing
• Non-interest bearing account
• Overdraft privilege available for qualified applicants
• VISA Check card for your convenience
• 7 day/24 hour ATM access
• Monthly statement of account activity
• The safety and security of FDIC insurance

Senior Checking Plus
The Senior Checking Plus is an interest bearing account. Watch your money grow because you earn interest from the day of deposit to the day of withdrawal. With Senior Checking Plus you receive your first order of checks at no charge to you, free travelers checks and free notary services.

• Low minimum deposit of $25 to open your account
• Minimum daily balance above $50,000 earns the maximum disclosed annual percentage yield
• When daily balance falls below $50,000, lower disclosed yield for those days will be paid
• Interest compounded daily and credited to your account monthly
• No monthly maintenance fee
• No per check charges
• Unlimited check writing
• Overdraft privilege available for qualified applicants
• VISA Check card for your convenience
• 7 day/24 hour ATM access
• Monthly statement of account activity
• The safety and security of FDIC insurance
• Minimum age 55