|
Savings & Checking Rates
Rates Effective as of 01/18/2012
| Account |
Annual Percentage Yield (APY) |
Minimum to Open |
Interest Rate |
Compounding Method |
Balance Requirement For Int. Rate |
| Passbook Savings |
.15% |
$25.00 |
.15% |
Daily |
|
| Statement Savings |
.15% |
$25.00 |
.15% |
Daily |
|
| Statement Savings Plus |
.15%
.25%
.50% |
$25.00
$25,000.00
$50,000.00 |
.15%
.25%
.50% |
Daily |
Up to $24,999
Up to $49,999
$50,000 and Above |
| Holiday Club |
.15% |
$25.00 |
.15% |
Daily |
|
| Vacation Club |
.15% |
$25.00 |
.15% |
Daily |
|
| Money Market Checking |
.15%
.25%
.40% |
$1,000.00
$2,500.00
$10,000.00 |
.15%
.25%
.40% |
Daily |
Up to $2,499
Up to $9,999
$10,000 and Above |
| Premium Money Market |
.15%
.25%
.40%
.60%
.75% |
$1,000.00
$10,000.00
$25,000.00
$50,000.00
$100,000 |
.15%
.25%
.40%
.60%
.75%
|
Daily |
Up to $9,999
Up to$24,999
Up to $49,999
Up to $99,999
$100,000 and Above |
| Now Checking |
.05%
.15% |
$25.00
$2,500.00 |
.05%
.15% |
Daily |
Up to $2,499
$2,500 and Above |
| Senior Checking plus |
.05%
.10%
.15%
.20% |
$25.00
$5,000.00
$10,000.00
$50,000 |
.05%
.10%
.15%
.20% |
Daily |
Up to $4,999
Up to $9,999
Up to $49,000
$50,00 and Above |
| Minor Statement Savings |
.15% |
$10.00 |
.15% |
Daily |
$20.00 and Above |
| |
| Any Annual Percentage Yield (APY) provided in this disclosure assumes interest will remain on deposit until maturity, for accounts with terms, or for at least one year, for accounts with no terms. A withdrawal will reduce earnings. A penalty will or may be imposed for early withdrawal. Fixed rates for accounts with specific maturities are in effect until maturity. Balance to earn minimum APY on all accounts ($0). Rates for variable rate accounts are in effect through the effective period disclosed above. Any fees imposed could reduce earnings on the account. |
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